Software Development Engineer III - Payment Intelligence

About the role

<div class="content-intro"><p><strong>About us</strong></p> <p>GoCardless is a <strong>global bank payment</strong> company. Over <strong>100,000 businesses</strong>, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. </p> <p>GoCardless processes <strong>US$130bn+</strong> of payments annually, across <strong>30+ countries</strong>; helping customers collect and send both <strong>recurring</strong> and <strong>one-off payments</strong>, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over <strong>2,500 banks</strong>, we help our customers make faster, more informed decisions.</p> <p>We are headquartered in the<strong> UK</strong> with offices in <strong>London</strong> and <strong>Leeds</strong>, and additional locations in <strong>Australia, France, Ireland, Latvia, Portugal</strong> and the <strong>United States.</strong></p> <p>At GoCardless, we're all about <strong>supporting you</strong>! We’re committed to making our hiring process <strong>inclusive</strong> and <strong>accessible</strong>. If you need extra support or adjustments, reach out to your <strong>Talent Partner</strong> — we’re here to help! </p> <p>And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, <strong>we encourage you to apply!</strong></p></div><h3><strong>Engineering at GoCardless </strong></h3> <p>The technical challenges of building GoCardless span from simplifying building banking schemes to optimising the time to render the dashboard. </p> <p>You will enjoy being a software engineer at GoCardless if:</p> <ul> <li>You’re looking to champion a great engineering culture within GC and in the wider engineering community; </li> <li>You enjoy collaborating and learning from people from various backgrounds and experiences; </li> <li>You want to feel proud of the work you’re doing and its impact on real customers.</li> </ul> <p>Our engineers contribute to the engineering culture within and outside of GoCardless: they contribute to Open Source Software projects (see our<a href="http://github.com/gocardless"> Github</a>), and share learnings in<a href="https://gocardless.com/blog/service-outage-on-6-april-2018-post-mortem-results/"> post-mortems</a>, conferences and on<a href="https://gocardless.com/blog/debugging-the-postgres-query-planner/"> our blog</a>.</p> <p>Our technologies: We endeavour to build simple, reliable systems and we believe in using the best technologies for each task. Technologies we use across GoCardless include: Ruby on Rails, Golang, Python, JavaScript, TypeScript, React, Postgres, BigQuery, Kubernetes, Elasticsearch, Prometheus, Google Cloud (GCP).</p> <p>You’re not expected to have expertise in all these technologies. Members of our team have picked up the tools once they’ve started working with the team. If you’re unsure, please apply.</p> <h3> </h3> <h3>The Role</h3> <p>Our mission as the Payment Intelligence team is to augment our bank payments product with intelligent data products that differentiate our offering and increase our win rates.</p> <p>Our focus areas are our existing products, Success+ and Protect+. This means creating market-leading payment recovery rates and fraud pre