KYCO Intern

About the role

<h3>About the Opportunity</h3> <p>We are seeking a dynamic and motivated KYC Operations Intern to join our DE EDD KYCO Team. In this role, you will play a key part in ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations for the German market.</p> <p>Our goal in KYC Operations is to build a culture of compliance that our customers, authorities, and stakeholders can fully trust. This position is an ideal launchpad for a student or recent graduate eager to gain hands-on experience in financial crime prevention, customer due diligence, and operational process optimization within a fast-paced Fintech leader.</p> <h3>In This Role, You Will:</h3> <ul> <li> <p>Case Investigations & Verification: Participate in day-to-day customer due diligence (KYC) and transaction monitoring reviews, identifying potential financial crime patterns or unusual typologies.</p> </li> <li> <p>Operational Excellence: Support core document management workflows, administrative tasks, and verify customer profiles to ensure compliance standards are met efficiently.</p> </li> <li> <p>Remediations: Participate in continuous improvement initiatives, helping to optimize our internal screening systems and update operational guidelines (Working Instructions).</p> </li> <li> <p>Stakeholder Collaboration: Assist in gathering data for regulatory requests or internal alignment under the supervision of the KYCO Team Leads and Managers.</p> </li> </ul> <h3>What You Need to Be Successful:</h3> <p>Background & Knowledge</p> <ul> <li> <p>Studies: Recently completed a Bachelor’s degree (ideally in Law, Business Administration, Criminology, Finance, or a related field). Prior intern or working student experience is a plus.</p> </li> <li> <p>AML/KYC Interest: A strong interest in financial crime prevention, with basic academic or practical knowledge of the Spanish regulatory framework (Law 10/2010 and Sepblac guidelines) being highly advantageous.</p> </li> <li> <p>Languages: Professional fluency in English (written and spoken), German and Spanish a plus.</p> </li> <li> <p>Tools: Comfortable utilizing technology, collaboration suites and learning specialized compliance software.</p> </li> </ul> <p>Skills & Traits</p> <ul> <li> <p>Analytical Mindset: High attention to detail, diligence, and the ability to handle confidential and sensitive data securely.</p> </li> <li> <p>Hands-on Attitude: A proactive, autonomous working style with a strong bias for action and a high willingness to learn.</p> </li> <li> <p>Thrive in Fast-Paced Environments: Ability to adapt swiftly to evolving business needs and changing regulatory environments.</p> </li> </ul> <h3>What’s in it for You:</h3> <ul> <li> <p>Accelerate Your Growth: Start your career in one of Europe’s most disruptive digital banking environments with a steep learning curve.</p> </li> <li> <p>Real Impact: Your daily effort directly affects the team's operations, allowing you to take on real responsibilities early on.</p> </li> <li> <p>Flat Hierarchy: Propose changes and voice your ideas freely without navigating multiple bureaucratic layers of traditional banks.</p> </li> <li> <p>Premium Benefits: Access to a Premium N26 bank account subscription (plus family and friends discounts), personal development perks, and a diverse, multicultural work space.</p> </li> </ul> <h2>Who we are</h2> <p>N26 has reimagined banking for today’s digital world. Tech